Balmoral Finance

Explore Our Commercial Loan Solutions

Flexible, structured finance for property developers, business owners, and investors tailored to your goals, timelines, and funding needs.

Experts in Private & Non-Bank Lending

Flexible, fast, and structured funding — powered by smart AI matching and deep expertise.

Finding the Right Commercial Loan Just Got Easier

Whether you’re building property, buying a business, or covering a short-term cash flow gap, our tailored lending solutions are designed for speed, flexibility, and structure. We work across bank, non-bank, and private lending channels to match each scenario to the most appropriate product — even when your financials aren’t ready or timelines are tight.

From first mortgages to second mortgages, mezzanine funding to working capital loans — we help clients who don’t fit the bank box.

Development Finance

End-to-end funding for residential, commercial, and mixed-use projects. From land acquisition to construction drawdowns.

Development Finance

End-to-end funding for residential, commercial, and mixed-use projects. From land acquisition to construction drawdowns.

Construction Loans

Staged drawdown finance to fund builders, materials, and milestones structured to suit your timeline and risk profile.

Mezzanine & Preferred Equity

Second-tier funding to reduce capital strain and boost leverage — structured behind senior debt.

Business Mergers & Acquisition Loans

Strategic funding to acquire, merge, or buy into an existing business — designed to give you control, continuity, and growth when opportunity strikes.

Full Business Acquisition Finance

Acquire 100% of an existing business — from cafés and franchises to professional firms.

Partner Buy-In & Buy-Out Loans

Facilitate ownership changes between partners with flexible repayment terms.

Private Capital & Equity Support

For larger or complex deals, we arrange hybrid lending combining private capital, mezzanine, or equity participation to meet acquisition goals.

Property Finance

Smart, structured property finance designed to help investors and business owners purchase, refinance, or unlock equity with speed and transparency.

Property Purchase

Secure funding to buy commercial, industrial, or investment property — including SMSF and trust lending.

Property Refinance

Reprice your existing loan or release equity for reinvestment, ATO debt, or working capital.

Bridging Finance

Short-term solutions for purchasing before sale or accessing quick liquidity.

Second Mortgages

Use equity in your existing property to access funds fast — even with limited documentation or credit issues.

Business Lending

Business Loans That Work With You

Working Capital

Cover wages, stock, ATO debt, or growth opportunities with fast, unsecured or secured loans.

Asset Finance

Fund vehicles, equipment, machinery, or fit-outs — with repayments matched to asset lifespan.

Invoice Finance

Release cash tied up in unpaid invoices to improve cash flow and keep operations running smoothly.

Not Sure What You Need?

We’ll Help You Find the Right Fit

If you’re not sure which loan suits your scenario or you’ve been told “no” by a bank  we can still help. Most of our clients come to us with unusual, urgent, or complex funding needs. That’s where we thrive.

We’ll assess your goals, timeframe, and asset position, then match you with the best-fit product and lender. Fast. Strategic. No jargon.

Let’s Talk Strategy Not Just Rates

See Your Lending Options in 60 Seconds

Private Lending, Structured Finance, and Non-Bank Lending in Australia

We specialise in finding solutions that traditional lenders often can’t offer. From private development loans to bridging finance and second mortgages, our team helps you access the right capital structure  quickly and confidentially. Our expertise spans development funding, business acquisition, asset lending, and more.

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