Balmoral Finance

The key to unlocking your commercial finance potential

AI-driven lending solutions for urgent, complex, or overlooked scenarios when the banks say no.

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Get AI-Matched to a Lender
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Powered by the Financial Edge

Experts in Private & Non-Bank Lending

Flexible, fast, and structured funding — powered by smart AI matching and deep expertise.

Access to Australia’s Major & Private Lenders

About us

The Hidden Lending Gap

Most borrowers turn to banks — and a few well-known non-banks. But when timelines are tight, financials aren’t polished, or credit is less than perfect, they often hear no.

Our AI-driven platform changes that.

By analysing your personal and financial profile against hundreds of lenders policies, we structure fast, flexible funding in hours, not weeks.
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Strategic, AI-Driven Lending

Tailored Finance for the Underserved

We provide commercial finance solutions for clients often overlooked or rejected by major banks. Whether your scenario is complex, urgent, or unconventional — we know how to get it funded.

Knowledge Meets Agility

With deep expertise in private and commercial lending, we cut through red tape and structure outside-the-box outcomes traditional lenders won’t touch.

Transparent. Fast. Strategic.

In a world of hidden fees and jargon, we lead with honesty and structure — giving clients clarity, speed, and total confidence in every step.

Our Process

How It Works

Smart Data
Collection

We securely gather your financial information using automated tools eliminating paperwork, chasing forms, and long delays.

Intelligent Lender Matching

Our AI analyses your personal and business profile against hundreds of lenders’ criteria private, non-bank, and major institutions in real-time.

Personalised Lending Strategy

Receive a tailored proposal outlining your best-fit funding options, plus a strategic review of your situation to maximise your borrowing power.

Streamlined Application Submission

Once you're ready, we package and submit your application directly to the selected lender with supporting documents optimised for approval.

Fast Decisions
& Funding

No endless waiting. Get approval in as little as 24–72 hours, and funds deposited shortly after. We stay with you every step of the way.

Our Case

Case Studies

Urgent Refinance, Settled in 48 Hours

Business Acquisition Funded with No Financials

ATO Pressure Resolved via Low Doc Loan

Our Case

Case Studies

The client owned a substantial parcel of land in South West Sydney, housing several older commercial buildings where multiple tenants were operating.
The client owned a long-established, family-run vineyard on Victoria’s Mornington Peninsula a premium wine region known for boutique producers and tourism.
The client was a long-established recycling business owner based in regional Western Australia.
The client was a long-established recycling business owner based in regional Western Australia.
Specialties

Areas of Expertise

Development / Construction

Financing solutions for residential and commercial property development projects, from ground-up construction to major renovations.

Private lending

Flexible short-term financing options secured by real estate, designed for unique situations requiring quick funding decisions.

Business acquisition / franchising

Capital solutions to help entrepreneurs purchase existing businesses or expand through franchise opportunities.

SMSF

Self-Managed Super Fund lending that enables you to leverage your retirement savings for property investment.

Property purchase and refinance

Competitive home loan options for buying your dream property to secure better rates, access equity, and improve financial position.

FAQ

Frequently Asked Questions

What types of businesses do you work with?

We work with businesses across various industries including manufacturing, retail, technology, healthcare, real estate, and more. Whether you’re a startup or an established enterprise, we have financing solutions tailored to your needs.

We work with businesses across various industries including manufacturing, retail, technology, healthcare, real estate, and more. Whether you’re a startup or an established enterprise, we have financing solutions tailored to your needs.

We work with businesses across various industries including manufacturing, retail, technology, healthcare, real estate, and more. Whether you’re a startup or an established enterprise, we have financing solutions tailored to your needs.

We work with businesses across various industries including manufacturing, retail, technology, healthcare, real estate, and more. Whether you’re a startup or an established enterprise, we have financing solutions tailored to your needs.

We work with businesses across various industries including manufacturing, retail, technology, healthcare, real estate, and more. Whether you’re a startup or an established enterprise, we have financing solutions tailored to your needs.

We work with businesses across various industries including manufacturing, retail, technology, healthcare, real estate, and more. Whether you’re a startup or an established enterprise, we have financing solutions tailored to your needs.

Ready to explore your options?

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